Refinance Checklist

When you refinance, certain documents and information will help the process move forward more quickly. Below are listed some of the more common documents needed to refinance. The more information you have on-hand, the faster your refinancing will go.

 

You are likely to need Employment Information

  • Most recent month’s pay stubs (originals)
  • W-2 forms—past 2 years’ (copies)
  • Income tax return information, especially if self-employed—past 2 years’ (copies)

Assets & Obligations Information

  • Checking, savings, or stock accounts; 401K information; etc. (copies)
  • Current credit score and reports
  • Debt data such as credit card or current mortgage information

Insurance Information

  • Homeowners insurance (copy, especially of the declarations page)
  • Proof of title insurance
 
 

Additional Refinance Information

Home Refinance

Harbor Light Mortgage

4637 Vincennes Blvd. Suite 3
Cape Coral, Florida 33904
Phone: 239-205-5665
Fax: 239-541-0355

LICENSES

Frost Mortgage LLC

d/b/a Harbor Light Mortgage
NMLS 1450898  
Florida License MBR1938
Michael Ray Frost
NMLS 1439201 
Florida License LO33234

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