Michael R. Frost, Owner/Broker/MLO

Michael Ray Frost brings his extensive knowledge of finance and business to his mortgage business, Harbor Light Mortgage in Cape Coral, FL. Michael has a degree in Business Administration from St. Leo University, and 40 years of experience as a successful small business owner in Lee County, which includes 30 years in commercial fishing operations and over a decade in real estate and mortgage origination, most recently as owner of Tropical Mortgage in Fort Myers.  Michael has lived in southwest Florida his entire life and is committed to serving his community’s growth and development.

If you are a Realtor seeking quality service, excellent communication and speedy closings, Michael can make that happen. If you are a homebuyer or homeowner in search of financing for a purchase or to pull money out of your current home, Michael will put together a custom loan package to meet your exact needs. If you are an investor looking to expand your holdings, a senior seeking information about Reverse Mortgages, or a veteran needing to know what you can are eligible for, Harbor Light Mortgage leads with exceptional programs to meet all these scenarios. You will feel secure putting Michael’s extensive knowledge of Southwest Florida Real Estate, his sharp finance skills and his superior service to work for you. Michael’s mission for Harbor Light Mortgage is to provide the highest possible level of efficiency and integrity in the industry, and this shows in every aspect of his business.  

Michael R.  Frost
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Michael R. Frost
NMLS# 1439201

Contact Information:
Phone: 239-205-5665
Fax: 239-541-0355
Email Me

4637 Vincennes Blvd., Ste 3
Cape Coral, FL 33904

State Licenses: FL

Harbor Light Mortgage

4637 Vincennes Blvd., Ste 3
Cape Coral, Florida 33904
Phone: 239-205-5665
Fax: 239-541-0355


Frost Mortgage LLC

d/b/a Harbor Light Mortgage
NMLS 1450898  
Florida License MBR1938
Michael Ray Frost
NMLS 1439201 
Florida License LO33234

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